How It Works

3 simple steps to get funding from Little Business Loans

Apply Today

Register with LBL in under 5 minutes. Complete the application form online by clicking HERE or by telephone on 0121 246 1821. Once the registration has been completed we will confirm with you a date and time for an appointment to discuss your business loan.

Meet with LBL Loan Manager

Once your loan is approved, we’ll arrange a quick video call with one of our friendly LBL agents. During the call, we’ll complete all the remaining paperwork digitally and carry out our secure AML and fraud‑prevention checks — no travel, no disruption, just a smooth online process.

Receive Funds Within 1 hour

As soon as everything is signed and confirmed, your loan is fully approved and we’ll transfer the funds straight away. You can expect the money to reach your account within the hour, ready for you to put to work in your business.

Applying for a loan or overdraft facility with your business bank can be a lengthy and time-consuming process, from the documents banks require to the meetings and acceptance process. If accepted, it can take weeks for the money to be cleared into your account with arrangement fees of around £180.00 payable on top of the interest you are charged.

 

Little Business Loans has simplified this process making it quick and easy to obtain a short-term loan. Funds can be transferred to you within 24 hours of making your application.

 

Unlike other business loan lenders, Little Business Loans can do this because we secure the loan against your business assets.

 

What happens to the business assets? Nothing! We let you keep them and use them as you normally would (subject to repayment).
Why do we do this? As we have your assets as security we can lend you the money more quickly and easily, with less stringent credit checks and paperwork than those required by banks and other companies.

Who can apply for a Little Business Loan?

The company must be registered in England & Wales.

Each Director of the business must be over 21 years of age and a resident in the UK, with access to the main business bank account. The business must also have a business debit card attached to the main business bank account.

The business must have sufficient funds to cover the repayments.

In addition, the business must have sufficient assets to be secured against the loan.

The main applicant must also provide a personal guarantee.